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Tesla insurance in Tennessee
3 priced rows for Tennessee from 2 public sources. Ranges, not quotes: rows differ by source, model year, coverage and driver profile.
Annual premium range by model
| Model | Lowest to highest annual premium | Priced rows | Sources |
|---|---|---|---|
| Model 3 | $1,584 per year (one row, Travelers) | 1 | nerdwallet.com |
| Model Y | $1,056 (State Farm) to $1,692 (Tennessee Farm Bureau) | 2 | denniscw.com nerdwallet.com |
Tesla Insurance and FSD
Tesla lists Tennessee as a state where Tesla Insurance is offered (tesla.com). 3 rows in this state mention an FSD related insurance benefit; see FSD discounts.
Insurers named in these rows
State Farm, Tennessee Farm Bureau, Travelers
Every priced row
| Insurer | Model | Model year | Coverage | Premium as published | Annual equivalent | Date reported | Source | Confidence |
|---|---|---|---|---|---|---|---|---|
| Travelers | Model 3 | 2025 | full, high limits | $132 per month | $1,584 | 2025-10 | nerdwallet.com | high |
| State Farm | Model Y | 2026 | not stated | $88 per month | $1,056 | 2026-10 | denniscw.com | medium |
| Tennessee Farm Bureau | Model Y | 2025 | full, high limits | $141 per month | $1,692 | 2025-10 | nerdwallet.com | high |
Sources
- lemonade.com: 2 rows
- nerdwallet.com: 2 rows
- tesla.com: 1 row
- denniscw.com: 1 row
- tesla.com: 1 row
Annual equivalent is computed as monthly premium x12, 6 month premium x2, yearly premium x1. See the methodology for confidence labels. Other states:
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