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Tesla insurance in South Dakota

2 priced rows for South Dakota from 1 public source. Ranges, not quotes: rows differ by source, model year, coverage and driver profile.

Annual premium range by model

Annual premium range by model in South Dakota
ModelLowest to highest annual premiumPriced rowsSources
Model 3$996 per year (one row, Kemper)1nerdwallet.com
Model Y$1,008 per year (one row, Nationwide)1nerdwallet.com

Tesla Insurance and FSD

Tesla's support page does not list South Dakota among Tesla Insurance states, as captured in this dataset (accessed 2026-10-16). No FSD related insurance benefit rows for this state yet.

Insurers named in these rows

Kemper, Nationwide

Every priced row

Every priced insurance row for South Dakota
InsurerModelModel yearCoveragePremium as publishedAnnual equivalentDate reportedSourceConfidence
KemperModel 32025full, high limits$83 per month$9962025-10nerdwallet.comhigh
NationwideModel Y2025full, high limits$84 per month$1,0082025-10nerdwallet.comhigh

Sources

Annual equivalent is computed as monthly premium x12, 6 month premium x2, yearly premium x1. See the methodology for confidence labels. Other states:

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