Home / Insurance explorer / Kentucky
Tesla insurance in Kentucky
2 priced rows for Kentucky from 1 public source. Ranges, not quotes: rows differ by source, model year, coverage and driver profile.
Annual premium range by model
| Model | Lowest to highest annual premium | Priced rows | Sources |
|---|---|---|---|
| Model 3 | $2,016 per year (one row, Progressive) | 1 | nerdwallet.com |
| Model Y | $1,920 per year (one row, Electric Insurance) | 1 | nerdwallet.com |
Tesla Insurance and FSD
Tesla's support page does not list Kentucky among Tesla Insurance states, as captured in this dataset (accessed 2026-10-16). No FSD related insurance benefit rows for this state yet.
Insurers named in these rows
Electric Insurance, Progressive
Every priced row
| Insurer | Model | Model year | Coverage | Premium as published | Annual equivalent | Date reported | Source | Confidence |
|---|---|---|---|---|---|---|---|---|
| Progressive | Model 3 | 2025 | full, high limits | $168 per month | $2,016 | 2025-10 | nerdwallet.com | high |
| Electric Insurance | Model Y | 2025 | full, high limits | $160 per month | $1,920 | 2025-10 | nerdwallet.com | high |
Sources
- nerdwallet.com: 2 rows
Annual equivalent is computed as monthly premium x12, 6 month premium x2, yearly premium x1. See the methodology for confidence labels. Other states:
Alaska | Alabama | Arkansas | Arizona | California | Colorado | Connecticut | District of Columbia | Delaware | Florida | Georgia | Hawaii | Iowa | Idaho | Illinois | Indiana | Kansas | Kentucky | Louisiana | Massachusetts | Maryland | Maine | Michigan | Minnesota | Missouri | Mississippi | Montana | North Carolina | North Dakota | Nebraska | New Hampshire | New Jersey | New Mexico | Nevada | New York | Ohio | Oklahoma | Oregon | Pennsylvania | Rhode Island | South Carolina | South Dakota | Tennessee | Texas | Utah | Virginia | Vermont | Washington | Wisconsin | West Virginia | Wyoming