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Tesla insurance in Minnesota
2 priced rows for Minnesota from 1 public source. Ranges, not quotes: rows differ by source, model year, coverage and driver profile.
Annual premium range by model
| Model | Lowest to highest annual premium | Priced rows | Sources |
|---|---|---|---|
| Model 3 | $1,308 per year (one row, Nationwide) | 1 | nerdwallet.com |
| Model Y | $1,212 per year (one row, Nationwide) | 1 | nerdwallet.com |
Tesla Insurance and FSD
Tesla lists Minnesota as a state where Tesla Insurance is offered (tesla.com). 1 row in this state mentions an FSD related insurance benefit; see FSD discounts.
Insurers named in these rows
Nationwide
Every priced row
| Insurer | Model | Model year | Coverage | Premium as published | Annual equivalent | Date reported | Source | Confidence |
|---|---|---|---|---|---|---|---|---|
| Nationwide | Model 3 | 2025 | full, high limits | $109 per month | $1,308 | 2025-10 | nerdwallet.com | high |
| Nationwide | Model Y | 2025 | full, high limits | $101 per month | $1,212 | 2025-10 | nerdwallet.com | high |
Sources
- nerdwallet.com: 2 rows
- tesla.com: 1 row
- tesla.com: 1 row
Annual equivalent is computed as monthly premium x12, 6 month premium x2, yearly premium x1. See the methodology for confidence labels. Other states:
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