Home / FSD discounts
FSD related insurance discounts
A row appears here when a source states that an FSD related premium benefit or discount is offered. Rows are grouped by insurer, and each row links to its source.
The size of any benefit, eligibility and how it is calculated are set by the insurer. Percentages appear only where the source states them, in the note column. This site does not estimate what any driver would pay. 20 rows from 2 insurers. computed from this dataset, see methodology
Lemonade
| State | Trim or hardware | Note from the dataset | Reported | Source | Confidence |
|---|---|---|---|---|---|
| AZ | HW3 with FSD v14 Lite | 30% discount on miles driven with FSD engaged | 2026-10 | lemonade.com | high |
| AZ | HW4 with FSD v14.2 or newer | 50% discount on miles driven with FSD engaged | 2026-10 | lemonade.com | high |
| CO | HW3 with FSD v14 Lite | 30% discount on miles driven with FSD engaged | 2026-10 | lemonade.com | high |
| CO | HW4 with FSD v14.2 or newer | 50% discount on miles driven with FSD engaged | 2026-10 | lemonade.com | high |
| TN | HW3 with FSD v14 Lite | 30% discount on miles driven with FSD engaged | 2026-10 | lemonade.com | high |
| TN | HW4 with FSD v14.2 or newer | 50% discount on miles driven with FSD engaged | 2026-10 | lemonade.com | high |
Tesla Insurance
| State | Trim or hardware | Note from the dataset | Reported | Source | Confidence |
|---|---|---|---|---|---|
| AZ | not stated | FSD premium benefit currently offered; reduction depends on FSD usage and eligible coverages | not stated | tesla.com | high |
| CO | not stated | FSD premium benefit currently offered; reduction depends on FSD usage and eligible coverages | not stated | tesla.com | high |
| FL | not stated | FSD premium benefit currently offered; reduction depends on FSD usage and eligible coverages | not stated | tesla.com | high |
| IL | not stated | FSD premium benefit currently offered; reduction depends on FSD usage and eligible coverages | not stated | tesla.com | high |
| IN | not stated | FSD premium benefit currently offered; reduction depends on FSD usage and eligible coverages | not stated | tesla.com | high |
| MD | not stated | FSD premium benefit currently offered; reduction depends on FSD usage and eligible coverages | not stated | tesla.com | high |
| MN | not stated | FSD premium benefit currently offered; reduction depends on FSD usage and eligible coverages | not stated | tesla.com | high |
| NV | not stated | FSD premium benefit currently offered; reduction depends on FSD usage and eligible coverages | not stated | tesla.com | high |
| OH | not stated | FSD premium benefit currently offered; reduction depends on FSD usage and eligible coverages | not stated | tesla.com | high |
| OR | not stated | FSD premium benefit currently offered; reduction depends on FSD usage and eligible coverages | not stated | tesla.com | high |
| TN | not stated | FSD premium benefit currently offered; reduction depends on FSD usage and eligible coverages | not stated | tesla.com | high |
| TX | not stated | FSD premium benefit currently offered; reduction depends on FSD usage and eligible coverages | not stated | tesla.com | high |
| UT | not stated | FSD premium benefit currently offered; reduction depends on FSD usage and eligible coverages | not stated | tesla.com | high |
| VA | not stated | FSD premium benefit currently offered; reduction depends on FSD usage and eligible coverages | not stated | tesla.com | high |
Related: states where Tesla Insurance is offered and the insurance explorer.