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Tesla insurance in Illinois
6 priced rows for Illinois from 4 public sources. Ranges, not quotes: rows differ by source, model year, coverage and driver profile.
Annual premium range by model
| Model | Lowest to highest annual premium | Priced rows | Sources |
|---|---|---|---|
| Model 3 | $1,452 (QBE) to $2,280 (state average) | 2 | moneygeek.com nerdwallet.com |
| Model Y | $1,488 (Hastings Mutual) to $2,652 (state average) | 4 | denniscw.com moneygeek.com nerdwallet.com |
Tesla Insurance and FSD
Tesla lists Illinois as a state where Tesla Insurance is offered (tesla.com). 1 row in this state mentions an FSD related insurance benefit; see FSD discounts.
Insurers named in these rows
Hastings Mutual, Progressive, QBE
Every priced row
| Insurer | Model | Model year | Coverage | Premium as published | Annual equivalent | Date reported | Source | Confidence |
|---|---|---|---|---|---|---|---|---|
| QBE | Model 3 | 2025 | full, high limits | $121 per month | $1,452 | 2025-10 | nerdwallet.com | high |
| state average | Model 3 | not stated | not stated | $190 per month | $2,280 | 2026-05 | moneygeek.com | high |
| Hastings Mutual | Model Y | 2025 | full, high limits | $124 per month | $1,488 | 2025-10 | nerdwallet.com | high |
| Progressive | Model Y | 2026 | full, high limits | $135 per month | $1,620 | 2026-10 | denniscw.com | medium |
| Progressive | Model Y | 2026 | full, high limits | $149 per month | $1,788 | 2026-10 | denniscw.com | medium |
| state average | Model Y | not stated | not stated | $221 per month | $2,652 | 2026-10 | moneygeek.com | high |
Sources
- denniscw.com: 2 rows
- nerdwallet.com: 2 rows
- tesla.com: 1 row
- moneygeek.com: 1 row
- tesla.com: 1 row
- moneygeek.com: 1 row
Annual equivalent is computed as monthly premium x12, 6 month premium x2, yearly premium x1. See the methodology for confidence labels. Other states:
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