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Tesla 5-year cost calculator by state
Insurance, charging and add-ons over five years as a low to high range, next to the fuel cost of a gas car. Every figure comes from a sourced row in this dataset or from a number you type, and each line names its rows.
Gas prices as of 2026-10-20 (AAA state averages, regular). Electricity prices are EIA state averages released 2026-09-24.
The calculator needs JavaScript. Every figure it uses is in the tables below, which work without it.
Your 5-year estimate, low to high
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Lines marked "uses your assumption" depend on numbers you typed. Lines marked "state" use rows for the state you picked; "national" lines use rows with no state or, for PPF, tint and wrap, every state's rows pooled. n is the number of quotes behind a range. Every other figure links to its row.
Email me when my state's numbers change When new rows for your state are added or a source updates its figures, we send one short email. Nothing else, and you can ask us to remove you at any time. This box asks for your email address; FormSubmit (formsubmit.co), the service that delivers our forms receives it. See the privacy policy .
What this leaves out Purchase price, financing and depreciation: not included (no data rows). Maintenance, tires and repairs: not included (no data rows). Federal or state tax credits and rebates: not included (no data rows). Registration, sales tax, EV fees and other taxes: not included (no data rows). Gas car insurance and gas car add-ons: not compared (no data rows). Price changes over the five years: today's published figures are repeated for each year, with no inflation. Time of use or EV electricity rates: the electricity line uses the state's average residential price. Insurance ranges use annual premiums from rows that name the state and model, leaving out owner reports and under 25 driver rows. Full coverage uses rows whose source states full coverage (low or high limits); minimum uses liability only rows and is shown only where a state has 3 or more for the model, with no national fallback; rows whose source states no coverage level are shown for reference and never added to a total. Ranges still mix insurers and driver profiles, so a range is a guide, not a quote. "n" is the number of quotes (rows) behind a range. Add-on ranges use project totals only. Lines are marked "state" (rows for that state) or "national" (rows with no state, or for PPF, tint and wrap, every state's rows pooled). Energy uses EPA kWh per 100 miles for the model's 2026 trims (EPA figures include charging losses) and the state's average residential electricity price. Assumption rows dated 2026-09-24 to 2026-10-21. See the methodology and assumptions.csv .
Every figure the calculator uses, by state
These tables are the calculator's inputs as plain HTML, so they work without JavaScript. Each range runs from its low row to its high row; row ids link to their source.
Alabama Calculator figures for Alabama Line Low to high Rows and source Model 3 insurance, full coverage state $1,464 a year, n=1 quote ins-0202 , 1 row, nerdwallet.comModel Y insurance, full coverage state $1,464 a year, n=1 quote ins-0253 , 1 row, nerdwallet.comModel S insurance, full coverage state No data yet for Model S in Alabama. Submit a quote . Model X insurance, full coverage state No data yet for Model X in Alabama. Submit a quote . Cybertruck insurance, full coverage state No data yet for Cybertruck in Alabama. Submit a quote . Insurance, minimum coverage (liability only) state minimum coverage: not enough quotes yet (fewer than 3 for any model in Alabama). Submit a quote . Add-ons state No state add-on rows for Alabama yet; see the national add-on ranges . Electricity, residential state 16.54 cents per kWh asm-elec-al , eia.gov, 2026-09-24Gasoline, regular state $3.8901 a gallon asm-gas-al , gasprices.aaa.com, as of 2026-10-20
Alaska Calculator figures for Alaska Line Low to high Rows and source Model 3 insurance, full coverage state $2,580 a year, n=1 quote ins-0201 , 1 row, nerdwallet.comModel Y insurance, full coverage state $1,872 a year, n=1 quote ins-0252 , 1 row, nerdwallet.comModel S insurance, full coverage state No data yet for Model S in Alaska. Submit a quote . Model X insurance, full coverage state No data yet for Model X in Alaska. Submit a quote . Cybertruck insurance, full coverage state No data yet for Cybertruck in Alaska. Submit a quote . Insurance, minimum coverage (liability only) state minimum coverage: not enough quotes yet (fewer than 3 for any model in Alaska). Submit a quote . Add-ons state No state add-on rows for Alaska yet; see the national add-on ranges . Electricity, residential state 27.09 cents per kWh asm-elec-ak , eia.gov, 2026-09-24Gasoline, regular state $4.9124 a gallon asm-gas-ak , gasprices.aaa.com, as of 2026-10-20
Arizona Calculator figures for Arizona Line Low to high Rows and source Model 3 insurance, full coverage state $1,272 to $9,392 a year, n=12 quotes ins-0204 (low), ins-0457 (high) of 12 rows, insurance.com and nerdwallet.comModel Y insurance, full coverage state $1,344 to $8,335 a year, n=12 quotes ins-0255 (low), ins-0467 (high) of 12 rows, insurance.com and nerdwallet.comModel S insurance, full coverage state $3,590 to $11,156 a year, n=10 quotes ins-0488 (low), ins-0487 (high) of 10 rows, insurance.comModel X insurance, full coverage state $3,867 to $12,410 a year, n=10 quotes ins-0469 (low), ins-0477 (high) of 10 rows, insurance.comCybertruck insurance, full coverage state No data yet for Cybertruck in Arizona. Submit a quote . Insurance, minimum coverage (liability only) state minimum coverage: not enough quotes yet (fewer than 3 for any model in Arizona). Submit a quote . Model Y insurance, coverage not stated, for reference, not in totals state $1,440 a year, n=1 quote ins-0157 , 1 row, denniscw.comPaint protection film (PPF), one time state $1,800 to $6,500, n=4 quotes inst-0217 (low), inst-0220 (high) of 4 rows, shinedesignauto.comWindow tint, one time state $439 to $599, n=3 quotes inst-0234 (low), inst-0236 (high) of 3 rows, sudzandshadellc.comElectricity, residential state 15.44 cents per kWh asm-elec-az , eia.gov, 2026-09-24Gasoline, regular state $4.5971 a gallon asm-gas-az , gasprices.aaa.com, as of 2026-10-20
Arkansas Calculator figures for Arkansas Line Low to high Rows and source Model 3 insurance, full coverage state $1,644 a year, n=1 quote ins-0203 , 1 row, nerdwallet.comModel Y insurance, full coverage state $1,584 a year, n=1 quote ins-0254 , 1 row, nerdwallet.comModel S insurance, full coverage state No data yet for Model S in Arkansas. Submit a quote . Model X insurance, full coverage state No data yet for Model X in Arkansas. Submit a quote . Cybertruck insurance, full coverage state No data yet for Cybertruck in Arkansas. Submit a quote . Insurance, minimum coverage (liability only) state minimum coverage: not enough quotes yet (fewer than 3 for any model in Arkansas). Submit a quote . Add-ons state No state add-on rows for Arkansas yet; see the national add-on ranges . Electricity, residential state 13.61 cents per kWh asm-elec-ar , eia.gov, 2026-09-24Gasoline, regular state $3.8973 a gallon asm-gas-ar , gasprices.aaa.com, as of 2026-10-20
California Calculator figures for California Line Low to high Rows and source Model 3 insurance, full coverage state $1,224 to $2,700 a year, n=4 quotes ins-0158 (low), ins-0151 (high) of 4 rows, denniscw.comModel Y insurance, full coverage state $1,500 to $3,336 a year, n=5 quotes ins-0256 (low), ins-0147 (high) of 5 rows, denniscw.com and nerdwallet.comModel S insurance, full coverage state No data yet for Model S in California. Submit a quote . Model X insurance, full coverage state No data yet for Model X in California. Submit a quote . Cybertruck insurance, full coverage state No data yet for Cybertruck in California. Submit a quote . Insurance, minimum coverage (liability only) state minimum coverage: not enough quotes yet (fewer than 3 for any model in California). Submit a quote . Model Y insurance, coverage not stated, for reference, not in totals state $1,752 to $4,128 a year, n=3 quotes ins-0145 (low), ins-0154 (high) of 3 rows, denniscw.comCybertruck insurance, coverage not stated, for reference, not in totals state $4,200 a year, n=1 quote ins-0161 , 1 row, denniscw.comPaint protection film (PPF), one time state $1,250 to $8,000, n=9 quotes inst-0214 (low), inst-0223 (high) of 9 rows, husslecustomz.com and rapidwindowtinting.comWindow tint, one time state $380 to $1,200, n=3 quotes inst-0231 (low), inst-0239 (high) of 3 rows, gilroyblackout.com and tsportline.comVinyl wrap, one time state $2,400 to $3,200, n=2 quotes inst-0240 (low), inst-0244 (high) of 2 rows, artprintingshop.com and husslecustomz.comElectricity, residential state 33.25 cents per kWh asm-elec-ca , eia.gov, 2026-09-24Gasoline, regular state $6.1449 a gallon asm-gas-ca , gasprices.aaa.com, as of 2026-10-20
Colorado Calculator figures for Colorado Line Low to high Rows and source Model 3 insurance, full coverage state $1,536 to $2,880 a year, n=2 quotes ins-0206 (low), ins-0532 (high) of 2 rows, moneygeek.com and nerdwallet.comModel Y insurance, full coverage state $1,416 to $3,336 a year, n=2 quotes ins-0257 (low), ins-0540 (high) of 2 rows, moneygeek.com and nerdwallet.comModel S insurance, full coverage state No data yet for Model S in Colorado. Submit a quote . Model X insurance, full coverage state No data yet for Model X in Colorado. Submit a quote . Cybertruck insurance, full coverage state No data yet for Cybertruck in Colorado. Submit a quote . Insurance, minimum coverage (liability only) state minimum coverage: not enough quotes yet (fewer than 3 for any model in Colorado). Submit a quote . Paint protection film (PPF), one time state $2,000 to $6,500, n=2 quotes inst-0269 (low), inst-0270 (high) of 2 rows, mancavedetail.comWindow tint, one time state $500, n=1 quote inst-0271 , 1 row, mancavedetail.comElectricity, residential state 16.72 cents per kWh asm-elec-co , eia.gov, 2026-09-24Gasoline, regular state $4.3171 a gallon asm-gas-co , gasprices.aaa.com, as of 2026-10-20
Connecticut Calculator figures for Connecticut Line Low to high Rows and source Model 3 insurance, full coverage state $1,368 a year, n=1 quote ins-0207 , 1 row, nerdwallet.comModel Y insurance, full coverage state $1,188 a year, n=1 quote ins-0258 , 1 row, nerdwallet.comModel S insurance, full coverage state No data yet for Model S in Connecticut. Submit a quote . Model X insurance, full coverage state No data yet for Model X in Connecticut. Submit a quote . Cybertruck insurance, full coverage state No data yet for Cybertruck in Connecticut. Submit a quote . Insurance, minimum coverage (liability only) state minimum coverage: not enough quotes yet (fewer than 3 for any model in Connecticut). Submit a quote . Add-ons state No state add-on rows for Connecticut yet; see the national add-on ranges . Electricity, residential state 27.97 cents per kWh asm-elec-ct , eia.gov, 2026-09-24Gasoline, regular state $4.3427 a gallon asm-gas-ct , gasprices.aaa.com, as of 2026-10-20
Delaware Calculator figures for Delaware Line Low to high Rows and source Model 3 insurance, full coverage state $1,656 a year, n=1 quote ins-0208 , 1 row, nerdwallet.comModel Y insurance, full coverage state $1,824 a year, n=1 quote ins-0259 , 1 row, nerdwallet.comModel S insurance, full coverage state No data yet for Model S in Delaware. Submit a quote . Model X insurance, full coverage state No data yet for Model X in Delaware. Submit a quote . Cybertruck insurance, full coverage state No data yet for Cybertruck in Delaware. Submit a quote . Insurance, minimum coverage (liability only) state minimum coverage: not enough quotes yet (fewer than 3 for any model in Delaware). Submit a quote . Add-ons state No state add-on rows for Delaware yet; see the national add-on ranges . Electricity, residential state 17.86 cents per kWh asm-elec-de , eia.gov, 2026-09-24Gasoline, regular state $4.0216 a gallon asm-gas-de , gasprices.aaa.com, as of 2026-10-20
District of Columbia Calculator figures for District of Columbia Line Low to high Rows and source Model 3 insurance, full coverage state $1,788 a year, n=1 quote ins-0248 , 1 row, nerdwallet.comModel Y insurance, full coverage state $1,704 a year, n=1 quote ins-0299 , 1 row, nerdwallet.comModel S insurance, full coverage state No data yet for Model S in District of Columbia. Submit a quote . Model X insurance, full coverage state No data yet for Model X in District of Columbia. Submit a quote . Cybertruck insurance, full coverage state No data yet for Cybertruck in District of Columbia. Submit a quote . Insurance, minimum coverage (liability only) state minimum coverage: not enough quotes yet (fewer than 3 for any model in District of Columbia). Submit a quote . Add-ons state No state add-on rows for District of Columbia yet; see the national add-on ranges . Electricity, residential state 24.66 cents per kWh asm-elec-dc , eia.gov, 2026-09-24Gasoline, regular state $4.4086 a gallon asm-gas-dc , gasprices.aaa.com, as of 2026-10-20
Florida Calculator figures for Florida Line Low to high Rows and source Model 3 insurance, full coverage state $2,069 to $6,071 a year, n=12 quotes ins-0369 (low), ins-0378 (high) of 12 rows, insurance.comModel Y insurance, full coverage state $2,124 to $6,148 a year, n=12 quotes ins-0260 (low), ins-0388 (high) of 12 rows, insurance.com and nerdwallet.comModel S insurance, full coverage state $2,372 to $12,614 a year, n=10 quotes ins-0399 (low), ins-0408 (high) of 10 rows, insurance.comModel X insurance, full coverage state $2,823 to $10,475 a year, n=10 quotes ins-0389 (low), ins-0398 (high) of 10 rows, insurance.comCybertruck insurance, full coverage state No data yet for Cybertruck in Florida. Submit a quote . Insurance, minimum coverage (liability only) state minimum coverage: not enough quotes yet (fewer than 3 for any model in Florida). Submit a quote . Paint protection film (PPF), one time state $1,999 to $8,500, n=6 quotes inst-0213 (low), inst-0224 (high) of 6 rows, elitepremiumdetailing.com and wrap-trap.comVinyl wrap, one time state $2,800 to $4,800, n=2 quotes inst-0242 (low), inst-0241 (high) of 2 rows, wrap-trap.comLevel 2 charger install, one time state $600 to $5,000 or more, n=11 quotes inst-0025 (low), inst-0063 (high) of 11 rows, hylton-electric.com and powerll.comElectricity, residential state 15.3 cents per kWh asm-elec-fl , eia.gov, 2026-09-24Gasoline, regular state $4.0431 a gallon asm-gas-fl , gasprices.aaa.com, as of 2026-10-20
Georgia Calculator figures for Georgia Line Low to high Rows and source Model 3 insurance, full coverage state $1,776 to $5,325 a year, n=12 quotes ins-0210 (low), ins-0497 (high) of 12 rows, insurance.com and nerdwallet.comModel Y insurance, full coverage state $1,848 to $5,325 a year, n=12 quotes ins-0261 (low), ins-0507 (high) of 12 rows, insurance.com and nerdwallet.comModel S insurance, full coverage state $2,545 to $6,413 a year, n=10 quotes ins-0519 (low), ins-0527 (high) of 10 rows, insurance.comModel X insurance, full coverage state $2,474 to $6,543 a year, n=10 quotes ins-0509 (low), ins-0517 (high) of 10 rows, insurance.comCybertruck insurance, full coverage state No data yet for Cybertruck in Georgia. Submit a quote . Insurance, minimum coverage (liability only) state minimum coverage: not enough quotes yet (fewer than 3 for any model in Georgia). Submit a quote . Vinyl wrap, one time state $3,495 to $3,995, n=1 quote inst-0249 , 1 row, tsportline.comElectricity, residential state 15.4 cents per kWh asm-elec-ga , eia.gov, 2026-09-24Gasoline, regular state $3.7232 a gallon asm-gas-ga , gasprices.aaa.com, as of 2026-10-20
Hawaii Calculator figures for Hawaii Line Low to high Rows and source Model 3 insurance, full coverage state $1,500 a year, n=1 quote ins-0211 , 1 row, nerdwallet.comModel Y insurance, full coverage state $1,212 to $1,284 a year, n=2 quotes ins-0262 (low), ins-0152 (high) of 2 rows, denniscw.com and nerdwallet.comModel S insurance, full coverage state No data yet for Model S in Hawaii. Submit a quote . Model X insurance, full coverage state No data yet for Model X in Hawaii. Submit a quote . Cybertruck insurance, full coverage state No data yet for Cybertruck in Hawaii. Submit a quote . Insurance, minimum coverage (liability only) state minimum coverage: not enough quotes yet (fewer than 3 for any model in Hawaii). Submit a quote . Add-ons state No state add-on rows for Hawaii yet; see the national add-on ranges . Electricity, residential state 46.28 cents per kWh asm-elec-hi , eia.gov, 2026-09-24Gasoline, regular state $5.6305 a gallon asm-gas-hi , gasprices.aaa.com, as of 2026-10-20
Idaho Calculator figures for Idaho Line Low to high Rows and source Model 3 insurance, full coverage state $1,104 a year, n=1 quote ins-0213 , 1 row, nerdwallet.comModel Y insurance, full coverage state $1,068 a year, n=1 quote ins-0264 , 1 row, nerdwallet.comModel S insurance, full coverage state No data yet for Model S in Idaho. Submit a quote . Model X insurance, full coverage state No data yet for Model X in Idaho. Submit a quote . Cybertruck insurance, full coverage state No data yet for Cybertruck in Idaho. Submit a quote . Insurance, minimum coverage (liability only) state minimum coverage: not enough quotes yet (fewer than 3 for any model in Idaho). Submit a quote . Add-ons state No state add-on rows for Idaho yet; see the national add-on ranges . Electricity, residential state 12.96 cents per kWh asm-elec-id , eia.gov, 2026-09-24Gasoline, regular state $4.7961 a gallon asm-gas-id , gasprices.aaa.com, as of 2026-10-20
Illinois Calculator figures for Illinois Line Low to high Rows and source Model 3 insurance, full coverage state $1,452 to $2,280 a year, n=2 quotes ins-0214 (low), ins-0529 (high) of 2 rows, moneygeek.com and nerdwallet.comModel Y insurance, full coverage state $1,488 to $2,652 a year, n=4 quotes ins-0265 (low), ins-0537 (high) of 4 rows, moneygeek.com and nerdwallet.comModel S insurance, full coverage state No data yet for Model S in Illinois. Submit a quote . Model X insurance, full coverage state No data yet for Model X in Illinois. Submit a quote . Cybertruck insurance, full coverage state No data yet for Cybertruck in Illinois. Submit a quote . Insurance, minimum coverage (liability only) state minimum coverage: not enough quotes yet (fewer than 3 for any model in Illinois). Submit a quote . Vinyl wrap, one time state $3,300 to $5,200, n=3 quotes inst-0259 (low), inst-0261 (high) of 3 rows, chicagofleetwraps.comElectricity, residential state 19.22 cents per kWh asm-elec-il , eia.gov, 2026-09-24Gasoline, regular state $4.6497 a gallon asm-gas-il , gasprices.aaa.com, as of 2026-10-20
Indiana Calculator figures for Indiana Line Low to high Rows and source Model 3 insurance, full coverage state $1,248 a year, n=1 quote ins-0215 , 1 row, nerdwallet.comModel Y insurance, full coverage state $1,248 a year, n=1 quote ins-0266 , 1 row, nerdwallet.comModel S insurance, full coverage state No data yet for Model S in Indiana. Submit a quote . Model X insurance, full coverage state No data yet for Model X in Indiana. Submit a quote . Cybertruck insurance, full coverage state No data yet for Cybertruck in Indiana. Submit a quote . Insurance, minimum coverage (liability only) state minimum coverage: not enough quotes yet (fewer than 3 for any model in Indiana). Submit a quote . Add-ons state No state add-on rows for Indiana yet; see the national add-on ranges . Electricity, residential state 17.04 cents per kWh asm-elec-in , eia.gov, 2026-09-24Gasoline, regular state $3.8152 a gallon asm-gas-in , gasprices.aaa.com, as of 2026-10-20
Iowa Calculator figures for Iowa Line Low to high Rows and source Model 3 insurance, full coverage state $1,344 a year, n=1 quote ins-0212 , 1 row, nerdwallet.comModel Y insurance, full coverage state $1,296 a year, n=1 quote ins-0263 , 1 row, nerdwallet.comModel S insurance, full coverage state No data yet for Model S in Iowa. Submit a quote . Model X insurance, full coverage state No data yet for Model X in Iowa. Submit a quote . Cybertruck insurance, full coverage state No data yet for Cybertruck in Iowa. Submit a quote . Insurance, minimum coverage (liability only) state minimum coverage: not enough quotes yet (fewer than 3 for any model in Iowa). Submit a quote . Add-ons state No state add-on rows for Iowa yet; see the national add-on ranges . Electricity, residential state 14.2 cents per kWh asm-elec-ia , eia.gov, 2026-09-24Gasoline, regular state $4.1281 a gallon asm-gas-ia , gasprices.aaa.com, as of 2026-10-20
Kansas Calculator figures for Kansas Line Low to high Rows and source Model 3 insurance, full coverage state $1,680 a year, n=1 quote ins-0216 , 1 row, nerdwallet.comModel Y insurance, full coverage state $1,572 a year, n=1 quote ins-0267 , 1 row, nerdwallet.comModel S insurance, full coverage state No data yet for Model S in Kansas. Submit a quote . Model X insurance, full coverage state No data yet for Model X in Kansas. Submit a quote . Cybertruck insurance, full coverage state No data yet for Cybertruck in Kansas. Submit a quote . Insurance, minimum coverage (liability only) state minimum coverage: not enough quotes yet (fewer than 3 for any model in Kansas). Submit a quote . Add-ons state No state add-on rows for Kansas yet; see the national add-on ranges . Electricity, residential state 15.21 cents per kWh asm-elec-ks , eia.gov, 2026-09-24Gasoline, regular state $3.9815 a gallon asm-gas-ks , gasprices.aaa.com, as of 2026-10-20
Kentucky Calculator figures for Kentucky Line Low to high Rows and source Model 3 insurance, full coverage state $2,016 a year, n=1 quote ins-0217 , 1 row, nerdwallet.comModel Y insurance, full coverage state $1,920 a year, n=1 quote ins-0268 , 1 row, nerdwallet.comModel S insurance, full coverage state No data yet for Model S in Kentucky. Submit a quote . Model X insurance, full coverage state No data yet for Model X in Kentucky. Submit a quote . Cybertruck insurance, full coverage state No data yet for Cybertruck in Kentucky. Submit a quote . Insurance, minimum coverage (liability only) state minimum coverage: not enough quotes yet (fewer than 3 for any model in Kentucky). Submit a quote . Add-ons state No state add-on rows for Kentucky yet; see the national add-on ranges . Electricity, residential state 14.27 cents per kWh asm-elec-ky , eia.gov, 2026-09-24Gasoline, regular state $3.9158 a gallon asm-gas-ky , gasprices.aaa.com, as of 2026-10-20
Louisiana Calculator figures for Louisiana Line Low to high Rows and source Model 3 insurance, full coverage state $3,180 a year, n=1 quote ins-0218 , 1 row, nerdwallet.comModel Y insurance, full coverage state $3,276 a year, n=1 quote ins-0269 , 1 row, nerdwallet.comModel S insurance, full coverage state No data yet for Model S in Louisiana. Submit a quote . Model X insurance, full coverage state No data yet for Model X in Louisiana. Submit a quote . Cybertruck insurance, full coverage state No data yet for Cybertruck in Louisiana. Submit a quote . Insurance, minimum coverage (liability only) state minimum coverage: not enough quotes yet (fewer than 3 for any model in Louisiana). Submit a quote . Add-ons state No state add-on rows for Louisiana yet; see the national add-on ranges . Electricity, residential state 13.35 cents per kWh asm-elec-la , eia.gov, 2026-09-24Gasoline, regular state $3.8532 a gallon asm-gas-la , gasprices.aaa.com, as of 2026-10-20
Maine Calculator figures for Maine Line Low to high Rows and source Model 3 insurance, full coverage state $912 a year, n=1 quote ins-0221 , 1 row, nerdwallet.comModel Y insurance, full coverage state $912 a year, n=1 quote ins-0272 , 1 row, nerdwallet.comModel S insurance, full coverage state No data yet for Model S in Maine. Submit a quote . Model X insurance, full coverage state No data yet for Model X in Maine. Submit a quote . Cybertruck insurance, full coverage state No data yet for Cybertruck in Maine. Submit a quote . Insurance, minimum coverage (liability only) state minimum coverage: not enough quotes yet (fewer than 3 for any model in Maine). Submit a quote . Add-ons state No state add-on rows for Maine yet; see the national add-on ranges . Electricity, residential state 29.99 cents per kWh asm-elec-me , eia.gov, 2026-09-24Gasoline, regular state $4.3357 a gallon asm-gas-me , gasprices.aaa.com, as of 2026-10-20
Maryland Calculator figures for Maryland Line Low to high Rows and source Model 3 insurance, full coverage state $1,476 a year, n=1 quote ins-0220 , 1 row, nerdwallet.comModel Y insurance, full coverage state $1,140 to $1,584 a year, n=2 quotes ins-0153 (low), ins-0271 (high) of 2 rows, denniscw.com and nerdwallet.comModel S insurance, full coverage state No data yet for Model S in Maryland. Submit a quote . Model X insurance, full coverage state No data yet for Model X in Maryland. Submit a quote . Cybertruck insurance, full coverage state No data yet for Cybertruck in Maryland. Submit a quote . Insurance, minimum coverage (liability only) state minimum coverage: not enough quotes yet (fewer than 3 for any model in Maryland). Submit a quote . Add-ons state No state add-on rows for Maryland yet; see the national add-on ranges . Electricity, residential state 21.3 cents per kWh asm-elec-md , eia.gov, 2026-09-24Gasoline, regular state $4.0887 a gallon asm-gas-md , gasprices.aaa.com, as of 2026-10-20
Massachusetts Calculator figures for Massachusetts Line Low to high Rows and source Model 3 insurance, full coverage state $1,452 a year, n=1 quote ins-0219 , 1 row, nerdwallet.comModel Y insurance, full coverage state $1,320 a year, n=1 quote ins-0270 , 1 row, nerdwallet.comModel S insurance, full coverage state No data yet for Model S in Massachusetts. Submit a quote . Model X insurance, full coverage state No data yet for Model X in Massachusetts. Submit a quote . Cybertruck insurance, full coverage state No data yet for Cybertruck in Massachusetts. Submit a quote . Insurance, minimum coverage (liability only) state minimum coverage: not enough quotes yet (fewer than 3 for any model in Massachusetts). Submit a quote . Add-ons state No state add-on rows for Massachusetts yet; see the national add-on ranges . Electricity, residential state 30.14 cents per kWh asm-elec-ma , eia.gov, 2026-09-24Gasoline, regular state $4.2639 a gallon asm-gas-ma , gasprices.aaa.com, as of 2026-10-20
Michigan Calculator figures for Michigan Line Low to high Rows and source Model 3 insurance, full coverage state $1,524 a year, n=1 quote ins-0222 , 1 row, nerdwallet.comModel Y insurance, full coverage state $1,452 a year, n=1 quote ins-0273 , 1 row, nerdwallet.comModel S insurance, full coverage state No data yet for Model S in Michigan. Submit a quote . Model X insurance, full coverage state No data yet for Model X in Michigan. Submit a quote . Cybertruck insurance, full coverage state No data yet for Cybertruck in Michigan. Submit a quote . Insurance, minimum coverage (liability only) state minimum coverage: not enough quotes yet (fewer than 3 for any model in Michigan). Submit a quote . Add-ons state No state add-on rows for Michigan yet; see the national add-on ranges . Electricity, residential state 21.53 cents per kWh asm-elec-mi , eia.gov, 2026-09-24Gasoline, regular state $4.4628 a gallon asm-gas-mi , gasprices.aaa.com, as of 2026-10-20
Minnesota Calculator figures for Minnesota Line Low to high Rows and source Model 3 insurance, full coverage state $1,308 a year, n=1 quote ins-0223 , 1 row, nerdwallet.comModel Y insurance, full coverage state $1,212 a year, n=1 quote ins-0274 , 1 row, nerdwallet.comModel S insurance, full coverage state No data yet for Model S in Minnesota. Submit a quote . Model X insurance, full coverage state No data yet for Model X in Minnesota. Submit a quote . Cybertruck insurance, full coverage state No data yet for Cybertruck in Minnesota. Submit a quote . Insurance, minimum coverage (liability only) state minimum coverage: not enough quotes yet (fewer than 3 for any model in Minnesota). Submit a quote . Add-ons state No state add-on rows for Minnesota yet; see the national add-on ranges . Electricity, residential state 16.25 cents per kWh asm-elec-mn , eia.gov, 2026-09-24Gasoline, regular state $4.2432 a gallon asm-gas-mn , gasprices.aaa.com, as of 2026-10-20
Mississippi Calculator figures for Mississippi Line Low to high Rows and source Model 3 insurance, full coverage state $1,752 a year, n=1 quote ins-0225 , 1 row, nerdwallet.comModel Y insurance, full coverage state $1,716 a year, n=1 quote ins-0276 , 1 row, nerdwallet.comModel S insurance, full coverage state No data yet for Model S in Mississippi. Submit a quote . Model X insurance, full coverage state No data yet for Model X in Mississippi. Submit a quote . Cybertruck insurance, full coverage state No data yet for Cybertruck in Mississippi. Submit a quote . Insurance, minimum coverage (liability only) state minimum coverage: not enough quotes yet (fewer than 3 for any model in Mississippi). Submit a quote . Add-ons state No state add-on rows for Mississippi yet; see the national add-on ranges . Electricity, residential state 15.19 cents per kWh asm-elec-ms , eia.gov, 2026-09-24Gasoline, regular state $3.8836 a gallon asm-gas-ms , gasprices.aaa.com, as of 2026-10-20
Missouri Calculator figures for Missouri Line Low to high Rows and source Model 3 insurance, full coverage state $1,788 a year, n=1 quote ins-0224 , 1 row, nerdwallet.comModel Y insurance, full coverage state $1,776 a year, n=1 quote ins-0275 , 1 row, nerdwallet.comModel S insurance, full coverage state No data yet for Model S in Missouri. Submit a quote . Model X insurance, full coverage state No data yet for Model X in Missouri. Submit a quote . Cybertruck insurance, full coverage state No data yet for Cybertruck in Missouri. Submit a quote . Insurance, minimum coverage (liability only) state minimum coverage: not enough quotes yet (fewer than 3 for any model in Missouri). Submit a quote . Window tint, one time state $289 to $599, n=3 quotes inst-0229 (low), inst-0227 (high) of 3 rows, kansascitytinting.comElectricity, residential state 13.96 cents per kWh asm-elec-mo , eia.gov, 2026-09-24Gasoline, regular state $3.9473 a gallon asm-gas-mo , gasprices.aaa.com, as of 2026-10-20
Montana Calculator figures for Montana Line Low to high Rows and source Model 3 insurance, full coverage state $1,344 a year, n=1 quote ins-0226 , 1 row, nerdwallet.comModel Y insurance, full coverage state $1,428 a year, n=1 quote ins-0277 , 1 row, nerdwallet.comModel S insurance, full coverage state No data yet for Model S in Montana. Submit a quote . Model X insurance, full coverage state No data yet for Model X in Montana. Submit a quote . Cybertruck insurance, full coverage state No data yet for Cybertruck in Montana. Submit a quote . Insurance, minimum coverage (liability only) state minimum coverage: not enough quotes yet (fewer than 3 for any model in Montana). Submit a quote . Add-ons state No state add-on rows for Montana yet; see the national add-on ranges . Electricity, residential state 13.95 cents per kWh asm-elec-mt , eia.gov, 2026-09-24Gasoline, regular state $4.4575 a gallon asm-gas-mt , gasprices.aaa.com, as of 2026-10-20
Nebraska Calculator figures for Nebraska Line Low to high Rows and source Model 3 insurance, full coverage state $984 a year, n=1 quote ins-0229 , 1 row, nerdwallet.comModel Y insurance, full coverage state $900 a year, n=1 quote ins-0280 , 1 row, nerdwallet.comModel S insurance, full coverage state No data yet for Model S in Nebraska. Submit a quote . Model X insurance, full coverage state No data yet for Model X in Nebraska. Submit a quote . Cybertruck insurance, full coverage state No data yet for Cybertruck in Nebraska. Submit a quote . Insurance, minimum coverage (liability only) state minimum coverage: not enough quotes yet (fewer than 3 for any model in Nebraska). Submit a quote . Add-ons state No state add-on rows for Nebraska yet; see the national add-on ranges . Electricity, residential state 12.9 cents per kWh asm-elec-ne , eia.gov, 2026-09-24Gasoline, regular state $4.3380 a gallon asm-gas-ne , gasprices.aaa.com, as of 2026-10-20
Nevada Calculator figures for Nevada Line Low to high Rows and source Model 3 insurance, full coverage state $888 a year, n=1 quote ins-0233 , 1 row, nerdwallet.comModel Y insurance, full coverage state $888 a year, n=1 quote ins-0284 , 1 row, nerdwallet.comModel S insurance, full coverage state No data yet for Model S in Nevada. Submit a quote . Model X insurance, full coverage state No data yet for Model X in Nevada. Submit a quote . Cybertruck insurance, full coverage state No data yet for Cybertruck in Nevada. Submit a quote . Insurance, minimum coverage (liability only) state minimum coverage: not enough quotes yet (fewer than 3 for any model in Nevada). Submit a quote . Add-ons state No state add-on rows for Nevada yet; see the national add-on ranges . Electricity, residential state 13.53 cents per kWh asm-elec-nv , eia.gov, 2026-09-24Gasoline, regular state $5.3766 a gallon asm-gas-nv , gasprices.aaa.com, as of 2026-10-20
New Hampshire Calculator figures for New Hampshire Line Low to high Rows and source Model 3 insurance, full coverage state $840 a year, n=1 quote ins-0230 , 1 row, nerdwallet.comModel Y insurance, full coverage state $828 a year, n=1 quote ins-0281 , 1 row, nerdwallet.comModel S insurance, full coverage state No data yet for Model S in New Hampshire. Submit a quote . Model X insurance, full coverage state No data yet for Model X in New Hampshire. Submit a quote . Cybertruck insurance, full coverage state No data yet for Cybertruck in New Hampshire. Submit a quote . Insurance, minimum coverage (liability only) state minimum coverage: not enough quotes yet (fewer than 3 for any model in New Hampshire). Submit a quote . Add-ons state No state add-on rows for New Hampshire yet; see the national add-on ranges . Electricity, residential state 26.79 cents per kWh asm-elec-nh , eia.gov, 2026-09-24Gasoline, regular state $4.2499 a gallon asm-gas-nh , gasprices.aaa.com, as of 2026-10-20
New Jersey Calculator figures for New Jersey Line Low to high Rows and source Model 3 insurance, full coverage state $1,956 a year, n=1 quote ins-0231 , 1 row, nerdwallet.comModel Y insurance, full coverage state $2,064 a year, n=1 quote ins-0282 , 1 row, nerdwallet.comModel S insurance, full coverage state No data yet for Model S in New Jersey. Submit a quote . Model X insurance, full coverage state No data yet for Model X in New Jersey. Submit a quote . Cybertruck insurance, full coverage state No data yet for Cybertruck in New Jersey. Submit a quote . Insurance, minimum coverage (liability only) state minimum coverage: not enough quotes yet (fewer than 3 for any model in New Jersey). Submit a quote . Window tint, one time state $400 to $1,000, n=4 quotes inst-0263 (low), inst-0266 (high) of 4 rows, teslawrapnewjersey.comVinyl wrap, one time state $3,000 to $5,000, n=1 quote inst-0262 , 1 row, teslawrapnewjersey.comElectricity, residential state 23.98 cents per kWh asm-elec-nj , eia.gov, 2026-09-24Gasoline, regular state $4.2311 a gallon asm-gas-nj , gasprices.aaa.com, as of 2026-10-20
New Mexico Calculator figures for New Mexico Line Low to high Rows and source Model 3 insurance, full coverage state $1,500 a year, n=1 quote ins-0232 , 1 row, nerdwallet.comModel Y insurance, full coverage state $1,560 a year, n=1 quote ins-0283 , 1 row, nerdwallet.comModel S insurance, full coverage state No data yet for Model S in New Mexico. Submit a quote . Model X insurance, full coverage state No data yet for Model X in New Mexico. Submit a quote . Cybertruck insurance, full coverage state No data yet for Cybertruck in New Mexico. Submit a quote . Insurance, minimum coverage (liability only) state minimum coverage: not enough quotes yet (fewer than 3 for any model in New Mexico). Submit a quote . Add-ons state No state add-on rows for New Mexico yet; see the national add-on ranges . Electricity, residential state 15.08 cents per kWh asm-elec-nm , eia.gov, 2026-09-24Gasoline, regular state $4.3213 a gallon asm-gas-nm , gasprices.aaa.com, as of 2026-10-20
New York Calculator figures for New York Line Low to high Rows and source Model 3 insurance, full coverage state $1,260 to $7,870 a year, n=12 quotes ins-0234 (low), ins-0417 (high) of 12 rows, insurance.com and nerdwallet.comModel Y insurance, full coverage state $1,188 to $6,365 a year, n=12 quotes ins-0285 (low), ins-0427 (high) of 12 rows, insurance.com and nerdwallet.comModel S insurance, full coverage state $1,713 to $9,737 a year, n=10 quotes ins-0439 (low), ins-0447 (high) of 10 rows, insurance.comModel X insurance, full coverage state $1,958 to $9,975 a year, n=10 quotes ins-0429 (low), ins-0437 (high) of 10 rows, insurance.comCybertruck insurance, full coverage state No data yet for Cybertruck in New York. Submit a quote . Insurance, minimum coverage (liability only) state minimum coverage: not enough quotes yet (fewer than 3 for any model in New York). Submit a quote . Model Y insurance, coverage not stated, for reference, not in totals state $1,536 a year, n=1 quote ins-0160 , 1 row, denniscw.comAdd-ons state No state add-on rows for New York yet; see the national add-on ranges . Electricity, residential state 29.38 cents per kWh asm-elec-ny , eia.gov, 2026-09-24Gasoline, regular state $4.4134 a gallon asm-gas-ny , gasprices.aaa.com, as of 2026-10-20
North Carolina Calculator figures for North Carolina Line Low to high Rows and source Model 3 insurance, full coverage state $1,476 to $1,884 a year, n=2 quotes ins-0227 (low), ins-0530 (high) of 2 rows, moneygeek.com and nerdwallet.comModel Y insurance, full coverage state $1,524 to $2,268 a year, n=2 quotes ins-0278 (low), ins-0538 (high) of 2 rows, moneygeek.com and nerdwallet.comModel S insurance, full coverage state No data yet for Model S in North Carolina. Submit a quote . Model X insurance, full coverage state No data yet for Model X in North Carolina. Submit a quote . Cybertruck insurance, full coverage state No data yet for Cybertruck in North Carolina. Submit a quote . Insurance, minimum coverage (liability only) state minimum coverage: not enough quotes yet (fewer than 3 for any model in North Carolina). Submit a quote . Paint protection film (PPF), one time state $2,000 to $5,500, n=2 quotes inst-0267 (low), inst-0268 (high) of 2 rows, exclusivepaintprotection.comElectricity, residential state 14.94 cents per kWh asm-elec-nc , eia.gov, 2026-09-24Gasoline, regular state $3.5909 a gallon asm-gas-nc , gasprices.aaa.com, as of 2026-10-20
North Dakota Calculator figures for North Dakota Line Low to high Rows and source Model 3 insurance, full coverage state $1,044 a year, n=1 quote ins-0228 , 1 row, nerdwallet.comModel Y insurance, full coverage state $972 a year, n=1 quote ins-0279 , 1 row, nerdwallet.comModel S insurance, full coverage state No data yet for Model S in North Dakota. Submit a quote . Model X insurance, full coverage state No data yet for Model X in North Dakota. Submit a quote . Cybertruck insurance, full coverage state No data yet for Cybertruck in North Dakota. Submit a quote . Insurance, minimum coverage (liability only) state minimum coverage: not enough quotes yet (fewer than 3 for any model in North Dakota). Submit a quote . Add-ons state No state add-on rows for North Dakota yet; see the national add-on ranges . Electricity, residential state 12.36 cents per kWh asm-elec-nd , eia.gov, 2026-09-24Gasoline, regular state $4.1393 a gallon asm-gas-nd , gasprices.aaa.com, as of 2026-10-20
Ohio Calculator figures for Ohio Line Low to high Rows and source Model 3 insurance, full coverage state $924 a year, n=1 quote ins-0235 , 1 row, nerdwallet.comModel Y insurance, full coverage state $1,044 a year, n=1 quote ins-0286 , 1 row, nerdwallet.comModel S insurance, full coverage state No data yet for Model S in Ohio. Submit a quote . Model X insurance, full coverage state No data yet for Model X in Ohio. Submit a quote . Cybertruck insurance, full coverage state No data yet for Cybertruck in Ohio. Submit a quote . Insurance, minimum coverage (liability only) state minimum coverage: not enough quotes yet (fewer than 3 for any model in Ohio). Submit a quote . Add-ons state No state add-on rows for Ohio yet; see the national add-on ranges . Electricity, residential state 18.7 cents per kWh asm-elec-oh , eia.gov, 2026-09-24Gasoline, regular state $4.0058 a gallon asm-gas-oh , gasprices.aaa.com, as of 2026-10-20
Oklahoma Calculator figures for Oklahoma Line Low to high Rows and source Model 3 insurance, full coverage state $2,268 a year, n=1 quote ins-0236 , 1 row, nerdwallet.comModel Y insurance, full coverage state $2,088 a year, n=1 quote ins-0287 , 1 row, nerdwallet.comModel S insurance, full coverage state No data yet for Model S in Oklahoma. Submit a quote . Model X insurance, full coverage state No data yet for Model X in Oklahoma. Submit a quote . Cybertruck insurance, full coverage state No data yet for Cybertruck in Oklahoma. Submit a quote . Insurance, minimum coverage (liability only) state minimum coverage: not enough quotes yet (fewer than 3 for any model in Oklahoma). Submit a quote . Add-ons state No state add-on rows for Oklahoma yet; see the national add-on ranges . Electricity, residential state 13.58 cents per kWh asm-elec-ok , eia.gov, 2026-09-24Gasoline, regular state $3.9479 a gallon asm-gas-ok , gasprices.aaa.com, as of 2026-10-20
Oregon Calculator figures for Oregon Line Low to high Rows and source Model 3 insurance, full coverage state $1,104 a year, n=1 quote ins-0237 , 1 row, nerdwallet.comModel Y insurance, full coverage state $1,128 a year, n=1 quote ins-0288 , 1 row, nerdwallet.comModel S insurance, full coverage state No data yet for Model S in Oregon. Submit a quote . Model X insurance, full coverage state No data yet for Model X in Oregon. Submit a quote . Cybertruck insurance, full coverage state No data yet for Cybertruck in Oregon. Submit a quote . Insurance, minimum coverage (liability only) state minimum coverage: not enough quotes yet (fewer than 3 for any model in Oregon). Submit a quote . Model Y insurance, coverage not stated, for reference, not in totals state $2,400 a year, n=1 quote ins-0141 , 1 row, denniscw.comAdd-ons state No state add-on rows for Oregon yet; see the national add-on ranges . Electricity, residential state 15.4 cents per kWh asm-elec-or , eia.gov, 2026-09-24Gasoline, regular state $4.9270 a gallon asm-gas-or , gasprices.aaa.com, as of 2026-10-20
Pennsylvania Calculator figures for Pennsylvania Line Low to high Rows and source Model 3 insurance, full coverage state $948 a year, n=1 quote ins-0238 , 1 row, nerdwallet.comModel Y insurance, full coverage state $900 a year, n=1 quote ins-0289 , 1 row, nerdwallet.comModel S insurance, full coverage state No data yet for Model S in Pennsylvania. Submit a quote . Model X insurance, full coverage state No data yet for Model X in Pennsylvania. Submit a quote . Cybertruck insurance, full coverage state No data yet for Cybertruck in Pennsylvania. Submit a quote . Insurance, minimum coverage (liability only) state minimum coverage: not enough quotes yet (fewer than 3 for any model in Pennsylvania). Submit a quote . Add-ons state No state add-on rows for Pennsylvania yet; see the national add-on ranges . Electricity, residential state 21.04 cents per kWh asm-elec-pa , eia.gov, 2026-09-24Gasoline, regular state $4.4847 a gallon asm-gas-pa , gasprices.aaa.com, as of 2026-10-20
Rhode Island Calculator figures for Rhode Island Line Low to high Rows and source Model 3 insurance, full coverage state $1,800 a year, n=1 quote ins-0239 , 1 row, nerdwallet.comModel Y insurance, full coverage state $1,800 a year, n=1 quote ins-0290 , 1 row, nerdwallet.comModel S insurance, full coverage state No data yet for Model S in Rhode Island. Submit a quote . Model X insurance, full coverage state No data yet for Model X in Rhode Island. Submit a quote . Cybertruck insurance, full coverage state No data yet for Cybertruck in Rhode Island. Submit a quote . Insurance, minimum coverage (liability only) state minimum coverage: not enough quotes yet (fewer than 3 for any model in Rhode Island). Submit a quote . Add-ons state No state add-on rows for Rhode Island yet; see the national add-on ranges . Electricity, residential state 29.22 cents per kWh asm-elec-ri , eia.gov, 2026-09-24Gasoline, regular state $4.2178 a gallon asm-gas-ri , gasprices.aaa.com, as of 2026-10-20
South Carolina Calculator figures for South Carolina Line Low to high Rows and source Model 3 insurance, full coverage state $1,080 a year, n=1 quote ins-0240 , 1 row, nerdwallet.comModel Y insurance, full coverage state $924 a year, n=1 quote ins-0291 , 1 row, nerdwallet.comModel S insurance, full coverage state No data yet for Model S in South Carolina. Submit a quote . Model X insurance, full coverage state No data yet for Model X in South Carolina. Submit a quote . Cybertruck insurance, full coverage state No data yet for Cybertruck in South Carolina. Submit a quote . Insurance, minimum coverage (liability only) state minimum coverage: not enough quotes yet (fewer than 3 for any model in South Carolina). Submit a quote . Add-ons state No state add-on rows for South Carolina yet; see the national add-on ranges . Electricity, residential state 15.93 cents per kWh asm-elec-sc , eia.gov, 2026-09-24Gasoline, regular state $3.8067 a gallon asm-gas-sc , gasprices.aaa.com, as of 2026-10-20
South Dakota Calculator figures for South Dakota Line Low to high Rows and source Model 3 insurance, full coverage state $996 a year, n=1 quote ins-0241 , 1 row, nerdwallet.comModel Y insurance, full coverage state $1,008 a year, n=1 quote ins-0292 , 1 row, nerdwallet.comModel S insurance, full coverage state No data yet for Model S in South Dakota. Submit a quote . Model X insurance, full coverage state No data yet for Model X in South Dakota. Submit a quote . Cybertruck insurance, full coverage state No data yet for Cybertruck in South Dakota. Submit a quote . Insurance, minimum coverage (liability only) state minimum coverage: not enough quotes yet (fewer than 3 for any model in South Dakota). Submit a quote . Add-ons state No state add-on rows for South Dakota yet; see the national add-on ranges . Electricity, residential state 14.5 cents per kWh asm-elec-sd , eia.gov, 2026-09-24Gasoline, regular state $4.2309 a gallon asm-gas-sd , gasprices.aaa.com, as of 2026-10-20
Tennessee Calculator figures for Tennessee Line Low to high Rows and source Model 3 insurance, full coverage state $1,584 a year, n=1 quote ins-0242 , 1 row, nerdwallet.comModel Y insurance, full coverage state $1,692 a year, n=1 quote ins-0293 , 1 row, nerdwallet.comModel S insurance, full coverage state No data yet for Model S in Tennessee. Submit a quote . Model X insurance, full coverage state No data yet for Model X in Tennessee. Submit a quote . Cybertruck insurance, full coverage state No data yet for Cybertruck in Tennessee. Submit a quote . Insurance, minimum coverage (liability only) state minimum coverage: not enough quotes yet (fewer than 3 for any model in Tennessee). Submit a quote . Model Y insurance, coverage not stated, for reference, not in totals state $1,056 a year, n=1 quote ins-0143 , 1 row, denniscw.comAdd-ons state No state add-on rows for Tennessee yet; see the national add-on ranges . Electricity, residential state 13.87 cents per kWh asm-elec-tn , eia.gov, 2026-09-24Gasoline, regular state $3.8267 a gallon asm-gas-tn , gasprices.aaa.com, as of 2026-10-20
Texas Calculator figures for Texas Line Low to high Rows and source Model 3 insurance, full coverage state $1,020 a year, n=1 quote ins-0243 , 1 row, nerdwallet.comModel Y insurance, full coverage state $972 to $2,760 a year, n=3 quotes ins-0294 (low), ins-0163 (high) of 3 rows, denniscw.com and nerdwallet.comModel S insurance, full coverage state No data yet for Model S in Texas. Submit a quote . Model X insurance, full coverage state No data yet for Model X in Texas. Submit a quote . Cybertruck insurance, full coverage state No data yet for Cybertruck in Texas. Submit a quote . Insurance, minimum coverage (liability only) state minimum coverage: not enough quotes yet (fewer than 3 for any model in Texas). Submit a quote . Model 3 insurance, coverage not stated, for reference, not in totals state $3,072 to $3,756 a year, n=8 quotes ins-0310 (low), ins-0305 (high) of 8 rows, valuepenguin.comModel Y insurance, coverage not stated, for reference, not in totals state $1,800 to $3,348 a year, n=5 quotes ins-0156 (low), ins-0312 (high) of 5 rows, denniscw.com and valuepenguin.comModel S insurance, coverage not stated, for reference, not in totals state $4,056 to $4,956 a year, n=7 quotes ins-0321 (low), ins-0315 (high) of 7 rows, valuepenguin.comModel X insurance, coverage not stated, for reference, not in totals state $3,648 to $4,272 a year, n=7 quotes ins-0327 (low), ins-0323 (high) of 7 rows, valuepenguin.comPaint protection film (PPF), one time state $1,000 to $6,895, n=7 quotes inst-0253 (low), inst-0252 (high) of 7 rows, aplus-autoglass.com and evsmotors.comWindow tint, one time state $350 to $550, n=1 quote inst-0255 , 1 row, aplus-autoglass.comElectricity, residential state 16.06 cents per kWh asm-elec-tx , eia.gov, 2026-09-24Gasoline, regular state $3.7757 a gallon asm-gas-tx , gasprices.aaa.com, as of 2026-10-20
Utah Calculator figures for Utah Line Low to high Rows and source Model 3 insurance, full coverage state $1,032 a year, n=1 quote ins-0244 , 1 row, nerdwallet.comModel Y insurance, full coverage state $900 a year, n=1 quote ins-0295 , 1 row, nerdwallet.comModel S insurance, full coverage state No data yet for Model S in Utah. Submit a quote . Model X insurance, full coverage state No data yet for Model X in Utah. Submit a quote . Cybertruck insurance, full coverage state No data yet for Cybertruck in Utah. Submit a quote . Insurance, minimum coverage (liability only) state minimum coverage: not enough quotes yet (fewer than 3 for any model in Utah). Submit a quote . Cybertruck insurance, coverage not stated, for reference, not in totals state $1,368 a year, n=1 quote ins-0165 , 1 row, denniscw.comAdd-ons state No state add-on rows for Utah yet; see the national add-on ranges . Electricity, residential state 13.16 cents per kWh asm-elec-ut , eia.gov, 2026-09-24Gasoline, regular state $4.7716 a gallon asm-gas-ut , gasprices.aaa.com, as of 2026-10-20
Vermont Calculator figures for Vermont Line Low to high Rows and source Model 3 insurance, full coverage state $924 a year, n=1 quote ins-0246 , 1 row, nerdwallet.comModel Y insurance, full coverage state $936 a year, n=1 quote ins-0297 , 1 row, nerdwallet.comModel S insurance, full coverage state No data yet for Model S in Vermont. Submit a quote . Model X insurance, full coverage state No data yet for Model X in Vermont. Submit a quote . Cybertruck insurance, full coverage state No data yet for Cybertruck in Vermont. Submit a quote . Insurance, minimum coverage (liability only) state minimum coverage: not enough quotes yet (fewer than 3 for any model in Vermont). Submit a quote . Add-ons state No state add-on rows for Vermont yet; see the national add-on ranges . Electricity, residential state 23.95 cents per kWh asm-elec-vt , eia.gov, 2026-09-24Gasoline, regular state $4.3802 a gallon asm-gas-vt , gasprices.aaa.com, as of 2026-10-20
Virginia Calculator figures for Virginia Line Low to high Rows and source Model 3 insurance, full coverage state $948 a year, n=1 quote ins-0245 , 1 row, nerdwallet.comModel Y insurance, full coverage state $972 a year, n=1 quote ins-0296 , 1 row, nerdwallet.comModel S insurance, full coverage state No data yet for Model S in Virginia. Submit a quote . Model X insurance, full coverage state No data yet for Model X in Virginia. Submit a quote . Cybertruck insurance, full coverage state No data yet for Cybertruck in Virginia. Submit a quote . Insurance, minimum coverage (liability only) state minimum coverage: not enough quotes yet (fewer than 3 for any model in Virginia). Submit a quote . Add-ons state No state add-on rows for Virginia yet; see the national add-on ranges . Electricity, residential state 16.83 cents per kWh asm-elec-va , eia.gov, 2026-09-24Gasoline, regular state $4.0930 a gallon asm-gas-va , gasprices.aaa.com, as of 2026-10-20
Washington Calculator figures for Washington Line Low to high Rows and source Model 3 insurance, full coverage state $1,104 to $2,064 a year, n=2 quotes ins-0247 (low), ins-0531 (high) of 2 rows, moneygeek.com and nerdwallet.comModel Y insurance, full coverage state $1,020 to $2,376 a year, n=2 quotes ins-0298 (low), ins-0539 (high) of 2 rows, moneygeek.com and nerdwallet.comModel S insurance, full coverage state No data yet for Model S in Washington. Submit a quote . Model X insurance, full coverage state No data yet for Model X in Washington. Submit a quote . Cybertruck insurance, full coverage state $1,800 a year, n=1 quote ins-0164 , 1 row, denniscw.comInsurance, minimum coverage (liability only) state minimum coverage: not enough quotes yet (fewer than 3 for any model in Washington). Submit a quote . Vinyl wrap, one time state $3,495 to $3,700, n=3 quotes inst-0248 (low), inst-0247 (high) of 3 rows, skylinesw.comElectricity, residential state 14.4 cents per kWh asm-elec-wa , eia.gov, 2026-09-24Gasoline, regular state $5.3658 a gallon asm-gas-wa , gasprices.aaa.com, as of 2026-10-20
West Virginia Calculator figures for West Virginia Line Low to high Rows and source Model 3 insurance, full coverage state $1,716 a year, n=1 quote ins-0250 , 1 row, nerdwallet.comModel Y insurance, full coverage state $1,728 a year, n=1 quote ins-0301 , 1 row, nerdwallet.comModel S insurance, full coverage state No data yet for Model S in West Virginia. Submit a quote . Model X insurance, full coverage state No data yet for Model X in West Virginia. Submit a quote . Cybertruck insurance, full coverage state No data yet for Cybertruck in West Virginia. Submit a quote . Insurance, minimum coverage (liability only) state minimum coverage: not enough quotes yet (fewer than 3 for any model in West Virginia). Submit a quote . Add-ons state No state add-on rows for West Virginia yet; see the national add-on ranges . Electricity, residential state 15.47 cents per kWh asm-elec-wv , eia.gov, 2026-09-24Gasoline, regular state $4.1946 a gallon asm-gas-wv , gasprices.aaa.com, as of 2026-10-20
Wisconsin Calculator figures for Wisconsin Line Low to high Rows and source Model 3 insurance, full coverage state $1,032 a year, n=1 quote ins-0249 , 1 row, nerdwallet.comModel Y insurance, full coverage state $1,068 a year, n=1 quote ins-0300 , 1 row, nerdwallet.comModel S insurance, full coverage state No data yet for Model S in Wisconsin. Submit a quote . Model X insurance, full coverage state No data yet for Model X in Wisconsin. Submit a quote . Cybertruck insurance, full coverage state No data yet for Cybertruck in Wisconsin. Submit a quote . Insurance, minimum coverage (liability only) state minimum coverage: not enough quotes yet (fewer than 3 for any model in Wisconsin). Submit a quote . Add-ons state No state add-on rows for Wisconsin yet; see the national add-on ranges . Electricity, residential state 19 cents per kWh asm-elec-wi , eia.gov, 2026-09-24Gasoline, regular state $4.1769 a gallon asm-gas-wi , gasprices.aaa.com, as of 2026-10-20
Wyoming Calculator figures for Wyoming Line Low to high Rows and source Model 3 insurance, full coverage state $1,152 a year, n=1 quote ins-0251 , 1 row, nerdwallet.comModel Y insurance, full coverage state $1,008 a year, n=1 quote ins-0302 , 1 row, nerdwallet.comModel S insurance, full coverage state No data yet for Model S in Wyoming. Submit a quote . Model X insurance, full coverage state No data yet for Model X in Wyoming. Submit a quote . Cybertruck insurance, full coverage state No data yet for Cybertruck in Wyoming. Submit a quote . Insurance, minimum coverage (liability only) state minimum coverage: not enough quotes yet (fewer than 3 for any model in Wyoming). Submit a quote . Add-ons state No state add-on rows for Wyoming yet; see the national add-on ranges . Electricity, residential state 13.95 cents per kWh asm-elec-wy , eia.gov, 2026-09-24Gasoline, regular state $4.4720 a gallon asm-gas-wy , gasprices.aaa.com, as of 2026-10-20
National add-on ranges Level 2 charger install uses rows with no state, and is added to a total when a state has no rows of its own. PPF, window tint and vinyl wrap have no rows without a state, so their national range pools every state's project totals; the calculator shows it on its own line when a state has no rows and adds it to the total only if you choose to.
National add-on ranges Add-on Low to high Rows and source Paint protection film (PPF), one time, national range, from 30 quotes in 6 states national $1,000 to $8,500, n=30 quotes inst-0253 (low), inst-0224 (high) of 30 rows, aplus-autoglass.com and wrap-trap.comWindow tint, one time, national range, from 15 quotes in 6 states national $289 to $1,200, n=15 quotes inst-0229 (low), inst-0239 (high) of 15 rows, kansascitytinting.com and tsportline.comVinyl wrap, one time, national range, from 12 quotes in 6 states national $2,400 to $5,200, n=12 quotes inst-0240 (low), inst-0261 (high) of 12 rows, chicagofleetwraps.com and husslecustomz.comLevel 2 charger install, one time national $749 to $4,800, n=8 quotes inst-0001 (low), inst-0092 (high) of 8 rows, qmerit.com and wellbuiltflorida.com
National insurance rows (no state), for reference Full coverage rows with no state in the dataset. The calculator never mixes them into a state line; it shows them on their own line when a state has no full coverage rows for a model. Minimum coverage has no national line.
National insurance ranges Model and coverage Annual premium, low to high Rows and source Model 3, full coverage national $2,071 to $6,293 a year, n=32 quotes ins-0352 (low), ins-0356 (high) of 32 rows, insurance.comModel Y, full coverage national No national rows yet Model S, full coverage national No national rows yet Model X, full coverage national No national rows yet Cybertruck, full coverage national No national rows yet
Tesla energy use EPA energy use by model Model EPA rating range Row and source Model 3 national 24 to 30 kWh per 100 mi asm-eff-model-3 , fueleconomy.govModel Y national 24 to 32 kWh per 100 mi asm-eff-model-y , fueleconomy.govModel S national 27 to 36 kWh per 100 mi asm-eff-model-s , fueleconomy.govModel X national 32 to 34 kWh per 100 mi asm-eff-model-x , fueleconomy.govCybertruck national 43 to 43 kWh per 100 mi asm-eff-cybertruck , fueleconomy.gov
Numbers look off for your state? Submit a quote . Data: calculator.json , built from insurance.csv , install.csv and assumptions.csv .
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