Tesla Cost Tracker

Tesla insurance in Texas

annual premium, lowest to highest row

Model 3

$1,020 to $3,756

9 priced rows, model years 2017 to 2025, from rate studies

Model S

$4,056 to $4,956

7 priced rows, model years 2017 to 2022, from rate studies

Model X

$3,648 to $4,272

7 priced rows, model years 2017 to 2022, from rate studies

Model Y

$972 to $3,348

8 priced rows, model years 2020 to 2026, from rate studies and owner sheets

Ranges, not quotes. Rows differ by driver and coverage. Data as of 2026-10.

Data: teslacosttracker.com | Privacy