Tesla Cost Tracker
annual premium, lowest to highest row
Model 3
$1,020 to $3,756
9 priced rows, model years 2017 to 2025, from rate studies
Model S
$4,056 to $4,956
7 priced rows, model years 2017 to 2022, from rate studies
Model X
$3,648 to $4,272
7 priced rows, model years 2017 to 2022, from rate studies
Model Y
$972 to $3,348
8 priced rows, model years 2020 to 2026, from rate studies and owner sheets
Ranges, not quotes. Rows differ by driver and coverage. Data as of 2026-10.
Data: teslacosttracker.com | Privacy