Tesla Cost Tracker

Tesla insurance in New York

annual premium, lowest to highest row

Model 3

$1,260 to $7,870

12 priced rows, model year 2025 on 1 of 12 rows, not stated on the rest, from rate studies

Model S

$1,713 to $9,737

11 priced rows, model year 2026 on 1 of 11 rows, not stated on the rest, from rate studies and owner sheets

Model X

$1,958 to $9,975

10 priced rows, model year not stated, from rate studies

Model Y

$1,188 to $6,365

13 priced rows, model years 2025 to 2026 on 2 of 13 rows, not stated on the rest, from rate studies and owner sheets

Ranges, not quotes. Rows differ by driver and coverage. Data as of 2026-10.

Data: teslacosttracker.com | Privacy