Tesla Cost Tracker
annual premium, lowest to highest row
Model 3
$1,272 to $9,392
12 priced rows, model year 2025 on 1 of 12 rows, not stated on the rest, from rate studies
Model S
$3,590 to $11,156
10 priced rows, model year not stated, from rate studies
Model X
$3,867 to $12,410
10 priced rows, model year not stated, from rate studies
Model Y
$1,344 to $8,335
13 priced rows, model years 2025 to 2026 on 2 of 13 rows, not stated on the rest, from rate studies and owner sheets
Ranges, not quotes. Rows differ by driver and coverage. Data as of 2026-10.
Data: teslacosttracker.com | Privacy